At Mount Waverley Smiles,we aim to make dental care accessible without compromising on quality and care.
We accept a wide variety of health funds and insurance plans, and we add to that list regularly. If you don’t see your insurance listed below, contact us.

Payment Plans - ZIP Pay
We understand that dental treatments can be costly. ZIP pay is a payment plan provider that makes your dental treatments affordable. It allows you to pay your treatments off on a payment plan that suits your schedule. You can easily get an account in minutes. Learn more about ZIP pay here
Health Fund Information
- ACA Health Benefits Fund
- AHM Health Insurance
- Australian Defence Force Family Health
- Apia Health Insurance
- Australian Unity Health Ltd
- Budget Direct
- Bupa Australia
- Hunter Health Insurance
- CBHS Health Fund Limited
- CBHS Corporate Health Limited
- CUA Health Limited
- Defence Health Limited
- Emergency Services Health
- Frank Health insurance
- GMHBA Limited
- Grand United Health
- HBF Health Limited
- HCF
- Health Care Insurance Ltd
- Health Insurance Fund of Australia Ltd (HIF)
- Health Partners
- Health.com.au
- La Trobe Health Services
- Medibank Private Ltd
- Mildura Health Fund
- MyOwn Health Fund
- National Health Benefits Australia Pty Ltd
- Navy Health Limited
- NIB Health Funds Ltd
- Nurses & Midwives Health
- Peoplecare Health Insurance
- Phoenix Health Fund Ltd
- Police Health
- Qantas Assure Health Insurance
- Queensland Country Health Fund Ltd
- Railway and Transport Health Fund Ltd
- Reserve Bank Health Society Limited
- St Luke's Health
- The Doctors’ Health Fund
- Teachers Health Fund
- Transport Health Pty Ltd
- TUH
- Uni Health
- Westfund Ltd
HCF Members can get 100 percent back on a range of the most common diagnostic and preventive services, including:
- 1 or 2 check-ups per calendar year
- Scale and clean
- Fluoride treatment
- 2 mouthguards (limits apply). Visit HCF for more details
We are also NIB First Choice Preferred Providers and a Smile Practice Partner with smile.com.au.

Child Dental Benefits Schedule through Medicare
The Child Dental Benefits Schedule provides access to benefits for basic dental services such as examinations, x-rays, cleaning, fillings, extractions and root canals. Eligible children will have access to a benefit cap of $1,000 over a two-calendar year period.
Treatment is bulk billed and there are no out-of-pocket costs. To be eligible a child must be aged between 2-17 years and their family must receive Family Tax Benefit Part A or a relevant Australian Government payment.
To find out if your child is eligible, contact Medicare or give us a call on 03 9888 2523.
Contact Our Mount Waverley, VIC Dental Clinic
If you have any questions, don’t hesitate to get in touch with a member of our dental team.
Other Payment Types and Insurance
For copays, or if you don’t have private insurance, we accept:
- Cash
- EFTPOS
- Several major credit cards, including Visa and MasterCard
- HICAPS
- Zip Pay